Exploring the credit card benefits landscape can be confusing with so many choices available, each offering different miles, cashback, and bonuses. We've optimized the process to assist you in beginning in less than 5 minutes, with perpetual monitoring so that you are always informed if there are improved choices for you.
**Evaluating Your Spending Habits**
The first step is to determine your monthly expenses across different categories such as:
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- Online
- Contactless
- Dining
- Overseas spending
- Miscellaneous expenses
This information helps us gain insight into your spending patterns and recommend the optimal collection of credit cards based on your spend.
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**Tailored Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our collection of credit cards to evaluate the potential rewards you could earn from various credit cards, considering factors like incentive percentages, caps, and exclusions.
We keep a current repository of credit card offers from all leading banks and providers in Singapore, including air miles and rebate options as well as Enrollment Offers.
We also offer options for further optimization such as only focusing on select bank offerings or cards with no required first-year annual fee.
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**Dynamic Tracking and Advice**
Since offers and conditions can change over time, our platform keeps track of its recommendations based on your expenses and alerts you of changes to your selection to boost your miles earned. This proactive method ensures you always have the ideal set of cards to gain the most advantages.
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